Undergo a plastic surgery or cosmetic surgery can have a profound effect on their quality of life, in your psyche and unfortunately in your bank account no. Health insurance will pay for some plastic surgery procedure, but not for cosmetic procedures. That said, understanding how to pay for plastic surgery is an important step to consider before making such an important decision.
Make a loan for plastic surgery and cosmetic surgery. Are you thinking of doing a plastic surgery or esthetic procedure at that time? If so, then you’re in luck. Nowadays, it is no longer a seven headed animal performing this kind of surgery, several people have resorted to some type of plastic surgery to repair or beautify, and especially with easy payment in installments.
Whether it is the desire to improve facial aesthetics, improve the appearance of a region of the body, eliminate problems or marks on the skin, improve the appearance of any scar, modify the shape or size of the nose, dental or breast implants, even remove excess skin after radical weight loss, eliminating fats located in the body, and even less wrinkles that arise throughout life, etc.
But there’s the question, I do not have the money to pay cash, where can I get the money to do the surgery I dream so much about?
To solve this issue there are several solution market for a loan for plastic surgery or cosmetic surgery, Banks, Financial and Clinics offer special loan lines suitable for anyone who has desire to perform a cosmetic surgery or plastic surgery.
We know that treatments of this type are not cheap at all, the amounts are relatively high and so many people turn to the financing and personal loan solutions offered to do a plastic surgery or cosmetic surgery. Usually the conditions are facilitated with repayment terms in up to 3 to 60 months with market interest rates.
Even the loan being used to pay for surgeries, bureaucratic procedures run in the same way as conventional financing, the possible approval passes through credit analysis and consultations with the SPC and Serasa.
In general, “cosmetic surgery” or repair clinics already have banks and banks with special loans for this purpose.
This type of financing covers health care such as – Plastic Surgery, Cosmetic Surgeries and Repair or Reconstructive Surgeries, in addition it is possible to contract together some type of specific Insurance like – Credit Protection Insurance, Multi-risk Insurance and Insurance of life.
Personal Loan for Aesthetic Surgery
The Loan for aesthetic surgery may be cheaper in some cases, but in order to avoid doubts about interest rates, it is interesting to look for other means to finance the surgery, for example, payroll loans and loans in credit associations or interest-free installments in the card.
It is worth remembering that the Federal Medical Council (CFM) has issued a resolution prohibiting the relationship of physicians with financial institutions to associate or intermediarize loans for surgeries and / or to disclose values of procedures, doctors can not pay for plastic surgeries or directly. The measure causes some of the people to lose access to direct credit with the physician’s intermediation, such procedures and plastic surgeries can be split in up to 5 years, with benefits in the averages of R $ 220.
The Planned Plastic Surgery is a way of saying that the payment of the procedure was paid at times. It is worth mentioning that plastic surgery is paid in cash to the clinic and / or doctor. There is no “plastic surgery”. The plastic surgeon and all the entities that participate in the surgical procedure receive in view of the creditor institution.
Financing for Plastic Surgery
CDC Plastic Surgery Bradesco Prime – Offered to account holders Prime, this line of “financing for plastic surgery” is a specific credit modality to finance surgical procedures related to plastic, esthetics, repair and other interventions.
Plastic Surgery Master Health – The price of a plastic surgery, as well as its financing, should be indicated by a plastic surgeon, according to the
Proactive – Provides funding for performing cosmetic surgeries and dental procedures, the patient can choose to pay up to 36 times. Proativa finances procedures of Plastic Surgery, Reduction Stomach (Any technique), Implants and dental procedures, Vascular Surgery, Ophthalmic Surgery, Human Reproduction, Aesthetic Procedures, Laser Hair Removal, PMMA and others.
Health Credit – This is a nimble and bureaucratic Financial Assistance Plan designed to finance patients in the health area, specifically with surgery, medical and dental procedures, exams and hospitalizations.
Always Bella – Also carries out the financing of cosmetic and plastic surgery. The surgery can be parceled out, paid in cash or even on the credit card.
The disciplines related to plastic surgery and plastic surgery involve improving their appearance:
- Plastic Surgery: This type of surgery aims to repair or rebuild your body and facial defects due to birth defects, diseases, trauma, burns and other events. Often, the areas involved do not look or function properly, and include cleft palates, skin grafts, breast reconstruction, and scar removal.
- Cosmetic Surgery : This form of surgery focuses on improving your physical appearance, improving your symmetry and proportions. Typical procedures include breast augmentation / reduction, nose and face contouring, face lift, abdominoplasty, liposuction, Botox treatments and laser resurfacing.
The cost of a personal loan will always come with interest, taxes and insurance if you need to. With this in mind, understand that the total cost of a plastic surgery loan will depend significantly on how much you can afford according to your credit and income.
If you have an excellent history and credit score, you have a much greater chance of getting a specific loan for cosmetic surgery or another type of equivalent financing with lower interest rates. Therefore, you are in a better position to limit the cost of a loan (and plastic surgery). If your score is less than excellent or good, interest can reach double digits.